RESOURCE LIBRARY

– leasing info –

River Bend Leasing is an affiliate finance company of River Bend Business Products that provides flexible and custom leasing options for customers of River Bend Business Products.

We partner with businesses across all industries to ensure you have the resources you need—when you need them. Whether you’re upgrading technology, investing in new equipment, or refreshing your office space with furniture, our leasing program delivers adaptable options designed to make your projects simple, manageable, and cost-effective.

A lease is a financial agreement between you (the lessee) and River Bend Leasing (the lessor) where you agree to rent or purchase our equipment, products, or technology from us with payments made over a determined period of time. You get immediate use of your much-needed technology while making reoccurring payments which help you avoid substantial up-front costs and preserve capital for other needs.

Because our leases are managed internally, we can provide you with completely custom payment options that fit your organization’s unique budgeting needs.

We understand you have more important business to attend to than dealing with financial jargon, which is why our advisors help you through every step of the leasing process – including helping you decide if leasing is the right option for you – with easy-to-understand terms and instructions. Should you decide to lease, the process can be pretty simple:

  1. As with all financial decisions you make, we suggest you consult with your CPA first.
  2. Talk to our advisors about your budget concerns and financial restrictions.
  3. Collect financial data for your business or organization and submit it with a lease application to our advisors.
  4. We review your application and put together leasing options that might best fit your need.
  5. Work together with your advisor to plan out a lease agreement that works for you.
  6. Submitting the signed lease agreement assures your acceptance of terms – in some cases, a first payment is also made at this time.
  7. With the paperwork done, we deliver your equipment/products.

End-of-lease options vary depending on the lease terms but some options that may be available to you are:

  1. Buyout – buyout your equipment or products and keep them
  2. Upgrade – return your leased equipment or products and upgrade to the latest technology
  3. Termination – return your equipment and end your lease
  4. Renewal – Enter into month by month rental terms

A lease through River Bend Leasing allows you the flexibility to upgrade your equipment or technology at any time during your lease term.

River Bend Leasing covers any products or services offered by River Bend Business Products – meaning you can cover both the hard costs of new office equipment, furniture, and technology as well as soft costs like service plans, supplies, and software.

Why Choose to Lease?

ADAPTABLE
plans for leasing or buying

SIMPLIFIED BUDGET
fixed payments to plan better

IMMEDIATE
start using your products today

Much like how you might lease a vehicle, leasing new technology for your business allows you to “drive” immediately even if you don’t have the cash upfront, or if you simply prefer a series of smaller, more manageable payments over time.

Financing through River Bend Leasing allows you to maintaining a consistent budget – allowing you to manage your balance sheets and cashflow with no major up-front expenses. This is especially helpful for those with strict budget constraints, such as schools and government organizations, as we work closely with you to understand your needs in order to customize a leasing option that fit your budget.

Another benefit is the ease which leasing provides over a loan along with preserving credit lines for other expenses.

Along those lines; financing rates are fixed during a lease – meaning there are no inflation surprises.

The financial performance of leased equipment and services from River Bend Business Products often exceeds the amount of lease payments.

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