RESOURCE LIBRARY

– leasing info –

Flexible Leasing Solutions Built for Your Business

River Bend Leasing is the dedicated financing partner of River Bend Business Products, offering flexible, customized equipment leasing solutions for businesses across Minnesota. Our business leasing programs are designed to help you acquire the office technology, equipment, and furniture you need, without large upfront costs, making it easier to manage cash flow and scale your operations.

We partner with organizations of all sizes to provide affordable leasing options for office equipment, IT infrastructure, managed print devices, and workplace furniture. Whether you’re upgrading outdated technology, investing in new business equipment, or planning an office refresh, our leasing solutions deliver predictable monthly payments, fast approvals, and the flexibility to adapt as your business grows.

A lease is a financial agreement between you (the lessee) and River Bend Leasing (the lessor) where you agree to rent or purchase our equipment, products, or technology from us with payments made over a determined period of time. You get immediate use of your much-needed technology while making reoccurring payments which help you avoid substantial up-front costs and preserve capital for other needs.

Because our leases are managed internally, we can provide you with completely custom payment options that fit your organization’s unique budgeting needs.

We understand you have more important business to attend to than dealing with financial jargon, which is why our advisors help you through every step of the leasing process – including helping you decide if leasing is the right option for you – with easy-to-understand terms and instructions. Should you decide to lease, the process can be pretty simple:

  1. As with all financial decisions you make, we suggest you consult with your CPA first.
  2. Talk to our advisors about your budget concerns and financial restrictions.
  3. Collect financial data for your business or organization and submit it with a lease application to our advisors.
  4. We review your application and put together leasing options that might best fit your need.
  5. Work together with your advisor to plan out a lease agreement that works for you.
  6. Submitting the signed lease agreement assures your acceptance of terms – in some cases, a first payment is also made at this time.
  7. With the paperwork done, we deliver your equipment/products.

End-of-lease options vary depending on the lease terms but some options that may be available to you are:

  1. Buyout – buyout your equipment or products and keep them
  2. Upgrade – return your leased equipment or products and upgrade to the latest technology
  3. Termination – return your equipment and end your lease
  4. Renewal – Enter into month by month rental terms

A lease through River Bend Leasing allows you the flexibility to upgrade your equipment or technology at any time during your lease term.

River Bend Leasing covers any products or services offered by River Bend Business Products – meaning you can cover both the hard costs of new office equipment, furniture, and technology as well as soft costs like service plans, supplies, and software.

Why Choose to Lease?

ADAPTABLE
plans for leasing or buying

SIMPLIFIED BUDGET
fixed payments to plan better

IMMEDIATE
start using your products today

Leasing with River Bend Leasing gives businesses across Minnesota a smarter, more flexible way to acquire office technology, equipment, and furniture without large upfront costs. Our equipment leasing solutions are designed to improve cash flow, simplify budgeting, and help organizations stay current with modern technology.

ADAPTABLE: Flexible leasing and purchasing options that scale with your business needs – upgrade, expand, or refresh your equipment as your operations evolve.

SIMPLIFIED BUDGET: Predictable, fixed monthly payments make it easier to manage cash flow, control expenses, and plan long-term financial strategy with confidence.

IMMEDIATE: Get the equipment and technology your business needs today, without waiting for capital approvals or large upfront investments.

Much like leasing a vehicle, business equipment leasing allows you to “get on the road” immediately with the tools you need while spreading costs into manageable monthly payments. This approach helps preserve working capital and keeps your business agile in a competitive market.

Financing through River Bend Leasing helps organizations maintain consistent budgets and protect cash flow by eliminating major upfront expenses. This is especially valuable for schools, government agencies, and budget-conscious organizations that require predictable spending and financial stability. We work closely with each client to design customized leasing programs that align with operational needs and funding constraints.

Leasing also simplifies financial management compared to traditional loans, while preserving existing credit lines for other strategic investments. With fixed-rate leasing agreements, businesses avoid unexpected cost increases due to inflation or interest rate changes.

In many cases, the productivity gains and efficiency improvements from leased office equipment, IT systems, and print solutions delivered by River Bend Business Products exceed the monthly lease investment—making leasing not just a financing option, but a strategic business advantage.

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STILL HAVE QUESTIONS?

Talk to our advisors to help you solve your business challenges:

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We are your ONE RESOURCE for office equipment, hardware, software, managed services, IT, furniture, facility and office supplies, custom printing, graphic design, plus financing!